FAQS ABOUT COBRA PREMIUM ASSISTANCE UNDER THE AMERICAN RESCUE PLAN ACT OF 2021
FAQS ABOUT COBRA PREMIUM ASSISTANCE UNDER THE AMERICAN RESCUE PLAN ACT OF 2021
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Notice of Medi-Cal Health Insurance Premium Program (HIPP)
If you are eligible for Medi-Cal, you may qualify for the Health Insurance Premium Payment Program (HIPP). Under this program, the California Department of Health Services will pay your COBRA premium for you. To be eligible for this program you must: Have a Medi-Cal share-of-cost of no more than allowed under HIPP provisions; and Have […]
Cal-COBRA
Cal-COBRA is state-mandated continuation coverage for California participants covered by health insurance. It is not a Plan benefit. The Plan’s insurers, e.g., Kaiser, are required to offer it. See their booklets in the appendices for more details. Generally speaking, Cal-COBRA has the effect of extending the maximum COBRA coverage that is available for eligible participants […]
Termination of Continuation Coverage
COBRA coverage ends if: Your employer ceases to be a Contributing Employer and provides alternative coverage to its active employees under another plan; The premium is not timely paid; The COBRA-covered person becomes: (1) a covered employee or dependent under any other group health plan (other than TRICARE or any other governmental-sponsored medical care program […]
Length of Continuation Coverage
In the case of termination of employment or reduction of work hours, coverage can be continued for a maximum of 18 months from the date of the qualifying event. In the case of all other qualifying events, coverage can be continued for a maximum of 36 months from the date of the qualifying event. If […]
Payment for Continuation Coverage
Persons buying COBRA coverage must pay the COBRA premiums established by the Trustees, which are subject to change. The first COBRA premium is due 45 days after a person elects to buy coverage. That initial payment will be for the premiums for the entire period from the date regular coverage ceased to the date of […]
Important Notice Requirements
Under Federal law, you or your Dependents must inform the Administrator in writing within 60 days after the date on which coverage is lost on account of any of the following qualifying events: You divorce or become legally separated, or your Domestic Partnership is dissolved or otherwise legally terminated; or Your child no longer meets […]
Qualifying Events
A qualifying event is an event described below that causes either you or a Dependent to lose Plan coverage. If you are an Employee, you will have a qualifying event and will have the right to choose continuation coverage if you lose your group health coverage because of a reduction in your hours of employment […]