Important Notice Requirements

Under Federal law, you or your Dependents must inform the Administrator in writing within 60 days after the date on which coverage is lost on account of any of the following qualifying events:

• You divorce or become legally separated, or your Domestic Partnership is dissolved or otherwise legally terminated; or
• Your child no longer meets the definition of a dependent (e.g. due to age limit); or
• You (or your covered dependent) are determined to have been disabled under the Social Security Act when coverage ended or at anytime during the first 60 days of receiving COBRA continuation coverage.

IF YOU OR YOUR DEPENDENT DO NOT PROVIDE TIMELY NOTICE, COBRA COVERAGE WILL NOT BE AVAILABLE WITH RESPECT TO THE QUALIFYING EVENT.

Your Employer must notify the Administrator within 30 days of the event, or within 30 days following the date coverage ends, if coverage is lost on account of any of the following qualifying events:

• Your death;
• Your termination; or
• Your reduction in hours of employment.

On learning that you have had a qualifying event, the Administrator will notify you (and your Covered Dependents) of the right to buy COBRA coverage.  Under Federal law, you or your Dependents will have 60 days to elect to buy COBRA coverage.  This 60 day period starts on the later of the date coverage would be lost due to the qualifying event or the date you and your Dependents receive the Administrator’s notice described above.  The right to buy the COBRA coverage described in the notice will permanently lapse if you or your Dependents do not elect to buy COBRA coverage during the 60-day period.

The Administrator will send COBRA notices to your Dependents who are children residing with your Spouse or Domestic Partner by sending them to your Spouse or Domestic Partner.