At age 65 for a Normal Retirement. You must have at least 5 years of participation in the Plan or a Prior Plan. At age 55 for an Early Retirement if you have not reached age 65 and you have at least 10 years of Vesting Service. At any age after age 65 for a Late Retirement.
You will receive full benefit if you were a Participant in a Prior Plan. Any benefit you earn under the Prior Plan is preserved and will be paid from this Plan.