I don’t want to enroll in Medicare because I already have such great coverage under this Health Plan and I can’t afford the Medicare Part B premiums. Do I have to enroll in Medicare Parts A and B?

Yes. You are required to enroll in Medicare Parts A and B when this Health Plan is secondary. If you fail to enroll in Medicare, the Plan’s benefits may be reduced or denied

Medicare-Eligible retirees or dependents are required to receive benefits first from Medicare and then from the Trust. In combination, there will be reduction in the overall level of benefits provided to retirees, however, Medicare will provide primary coverage and the OCU Trust will provide secondary coverage. Amounts paid as Medicare Part B monthly premiums will be reimbursed by the Trust consistent with Plan rules